BLOG

Dipping a chip card accept chip cards today

Accept Chip Cards Today. Get Ready to Dip!

January 30, 2017

Simplifying the on-going chip card transition Can you accept chip cards today? The answer to that question depends on the POS system you are using. Let’s break down the most widely used devices for C-stores and Truck Stops, take a look at their progress, what you need to be doing, and […]

Read More
emv software upgrade

Is it time to upgrade to EMV Software?

November 16, 2016

Time Flies It has been full year since the EMV liability shift has taken place. While quite a few retail merchants across industries have upgraded equipment to accept chip cards, the petroleum industry is lagging behind with a 12 month cushion before the EMV software deadline at the pumps. Between costs […]

Read More
Fleet fuel cards

Fleet Fuel Cards Mean More Business

November 4, 2016

Does your truck stop accept the major Over-the-Road (OTR) fleet fuel cards such as Comdata, T-Chek, EFS, Fleet One or TCH? The advantages of these cards far outweigh the associated costs giving you an increased ROI by driving more business to your establishment. An estimated 50% of all fuel purchases in […]

Read More
Semi heading to truck stop

Fuel For Clover

April 28, 2016

*** UPDATE June 29, 2022 *** Financial Fuel Services does not currently recommend using Clover Station or other Clover products to authorize and process payments at the pump.  If you are looking for a POS solution for your business, or an alternative solution from what you currently use, please contact us […]

Read More

Visa/MasterCard Class Action Lawsuit

July 14, 2015

On December 13, 2013, after years of litigation, the court system approved a Class Settlement among merchants, Visa, MasterCard and other Defendants in a class-action lawsuit. Visa, MasterCard and some large banks have agreed to pay nearly $7 billion to an estimated 8 million merchants who have accepted any Visa- and/or […]

Read More

EMV Chip Technology

April 7, 2015

MasterCard, Visa, American Express and Discover have all announced their plans to move forward with EMV-based payments and acceptance.  In fact, most Americans who have received a new card in 2014 should have both EMV and magnetic swipe capabilities.  The conversion is currently happening but will take a few years for […]

Read More

Signature Debit vs. PIN Debit

October 1, 2014

There are two different forms of debit cards: Signature Debit (offline) and PIN Debit (online). Debit cards are linked to the customer’s bank account and generally hold both capabilities of being signature and PIN based. Whether you choose “credit” or “debit” at the POS will determine whether it is an online […]

Read More

Opt Blue American Express Program

August 26, 2014

Most merchants that accept American Express today have separate statements, settlements, contracts, and acceptance fees from their primary processor. American Express has also historically charged a higher transaction fee to their merchants than Visa or MasterCard.  For these reasons, many merchants have opted to not accept American Express at all at […]

Read More
Interchange Processing Fees

What is Interchange?

July 22, 2014

What is interchange? While more and more merchants are becoming familiar with the term “interchange”, some still find it confusing or convoluted when looking at their monthly statements. In the most basic form, interchange stands for the costs of processing and supporting the use of credit cards. Bank card issuers charge […]

Read More